Innovation
Profile

East Netherlands

21/04/2020

Corona schemes East Netherlands


COVID 19 – An overview of important schemes available to support businesses during and after the crisis. Some information is in Dutch, if you need any help, please contact us.  

Useful Links

The corona desk of the Chamber of Commerce

Chamber of Commerce corona schemes check (PDF)

Corona calculator: Calculate how corona schemes help your business 

English information for businesses at business.gov.nl

Programmes

Corona Rebuild Programme 

  • For whom? Innovative companies in Gelderland and Overijssel. 
  • In 10 modules/30 days, companies can gain insight into the impact of the corona crisis on their company and what measures they can take. 
  • Read more 

Schemes

Temporary Emergency Bridging Measure to Preserve Employment (Noodmaatregel Overbrugging Werkgelegenheid – NOW) 

  • For whom?  Companies that expect a turnover loss of at least 20% for a period of 3 consecutive months. 
  • Apply to the UWV (Employee Insurance Agency). Employers who suffer loss of turnover will be able to continue to pay permanent and flexible contracts with this bridging scheme. 
  • Read more

Compensation for businesses in affected sectors COVID-19 (TOGS) 

  • For whom?  For those businesses whose main activity corresponds to one of the required SBI codes and who expect a loss of turnover of at least €4,000. 
  • Apply online. €4,000 for business owners who suffer loss due to forced closure, curtailment of meetings and/or the negative travel advice abroad. 
  • Read more

SME loans guarantee (BMKB-C) 

  • For whom? For companies with a maximum of 250 employees (FTE) with an annual turnover of up to €50 million or a balance sheet total of up to €43 million, with sufficient continuity perspective.  
  • Apply to banks. With the guarantee loan, the Ministry of Economic Affairs partially guarantees companies wishing to take out a loan but are unable to provide the financier with enough security (‘collateral’, such as buildings or machines). Commission minimum 2%. 
  • Read more

Temporary bridging measure for self-employed professionals (Tozo) 

  • For whom? Self-employed professionals (including ZZPers – self-employed with no personnel) 
  • Apply to municipality. Self-employed professionals can receive additional income support for living expenses (max €1500 net per month) and/or a loan for working capital in the event of liquidity problems.
  • Read more

 Deferral of tax payments and other arrangements to cushion businesses 

  • For whom? Companies 
  • Apply for various forms of tax deferral via the tax authorities. It is also often possible to request a deferment from municipal authorities, for OZB (property tax), for example.
  • Read more and scroll down 

GO: state guarantee on medium/large loans 

  • For whom? For SMEs and large SMEs.
  • Apply to banks. With GO, the government provides a 90% guarantee on bank loans and bank guarantees for SMEs. At least 1.5 million euros.
  • Read more

BL: credit guarantee scheme for agriculture and horticulture 

  • For whom? For agricultural and horticultural companies 
  • Apply to banks. Temporary guarantee for working capital under the Guarantee scheme for SME agricultural loans (BL).
  • Read more

Qredits: interest discount on microcredits 

  • For whom? For small businesses and self-employed with no personnel. 
  • interest discount on microcredits for customers of Qredits.  
  • Read more

European Investment Bank/European investment Fund 

 COSME Loan Guarantee Facility (COSME LGF) 

  • For whom? For SMEs 
  • Apply to banks. EU has announced additional guarantees for loans to SMEs.  
  • Read more

 InnovFin SME Guarantee Facility (InnovFin SMEG) 

  • For whom? For SMEs that carry out R&D activities  
  • Apply to banks. EU has announced additional loan guarantees 
  • Read more

UPCOMING EVENTS