Useful Links
> The corona desk of the Chamber of Commerce
> Chamber of Commerce corona schemes check (PDF)
> Corona calculator: Calculate how corona schemes help your business
> English information for businesses at business.gov.nl
Programmes
Corona Rebuild Programme
- For whom? Innovative companies in Gelderland and Overijssel.
- In 10 modules/30 days, companies can gain insight into the impact of the corona crisis on their company and what measures they can take.
- Read more
Schemes
Temporary Emergency Bridging Measure to Preserve Employment (Noodmaatregel Overbrugging Werkgelegenheid – NOW)
- For whom? Companies that expect a turnover loss of at least 20% for a period of 3 consecutive months.
- Apply to the UWV (Employee Insurance Agency). Employers who suffer loss of turnover will be able to continue to pay permanent and flexible contracts with this bridging scheme.
- Read more
Compensation for businesses in affected sectors COVID-19 (TOGS)
- For whom? For those businesses whose main activity corresponds to one of the required SBI codes and who expect a loss of turnover of at least €4,000.
- Apply online. €4,000 for business owners who suffer loss due to forced closure, curtailment of meetings and/or the negative travel advice abroad.
- Read more
SME loans guarantee (BMKB-C)
- For whom? For companies with a maximum of 250 employees (FTE) with an annual turnover of up to €50 million or a balance sheet total of up to €43 million, with sufficient continuity perspective.
- Apply to banks. With the guarantee loan, the Ministry of Economic Affairs partially guarantees companies wishing to take out a loan but are unable to provide the financier with enough security (‘collateral’, such as buildings or machines). Commission minimum 2%.
- Read more
Temporary bridging measure for self-employed professionals (Tozo)
- For whom? Self-employed professionals (including ZZPers – self-employed with no personnel)
- Apply to municipality. Self-employed professionals can receive additional income support for living expenses (max €1500 net per month) and/or a loan for working capital in the event of liquidity problems.
- Read more
Deferral of tax payments and other arrangements to cushion businesses
- For whom? Companies
- Apply for various forms of tax deferral via the tax authorities. It is also often possible to request a deferment from municipal authorities, for OZB (property tax), for example.
- Read more and scroll down
GO: state guarantee on medium/large loans
- For whom? For SMEs and large SMEs.
- Apply to banks. With GO, the government provides a 90% guarantee on bank loans and bank guarantees for SMEs. At least 1.5 million euros.
- Read more
BL: credit guarantee scheme for agriculture and horticulture
- For whom? For agricultural and horticultural companies
- Apply to banks. Temporary guarantee for working capital under the Guarantee scheme for SME agricultural loans (BL).
- Read more
Qredits: interest discount on microcredits
- For whom? For small businesses and self-employed with no personnel.
- interest discount on microcredits for customers of Qredits.
- Read more
European Investment Bank/European investment Fund
COSME Loan Guarantee Facility (COSME LGF)
- For whom? For SMEs
- Apply to banks. EU has announced additional guarantees for loans to SMEs.
- Read more
InnovFin SME Guarantee Facility (InnovFin SMEG)
- For whom? For SMEs that carry out R&D activities
- Apply to banks. EU has announced additional loan guarantees
- Read more
